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Privacy Policy


Overview
This online Privacy Policy describes how Kinetic Financial uses and protects the private personal information you share with us online. We want you to know that we understand the privacy and security concerns associated with providing and maintaining private personal data online. Kinetic Financial policies do not govern the Web Sites of other parties to which we may provide links since we are not responsible for the online privacy practices or contents of those sites.

Kinetic Financial Online Privacy Philosophy and Practices
In order to facilitate your use of Kinetic Financial online services, we want to give you comfort and confidence in our online security and privacy practices. The following principles govern our information-use practices and other privacy aspects of our Web Sites.

Kinetic Financial:

Provides you notice of our Web Site information-use practices.
By developing and sharing this online Privacy Policy in a way that is clear and easily accessible, we are providing you with notice of how we use and protect your online information. This privacy policy may be updated from time to time; thus, we encourage you to review the policy periodically.

Tells you how and why we use web technologies.
Kinetic Financial designed its online services to enable us to share our investment research, strategy, and recommendations. We share this information to allow you to determine whether our recommendations are appropriate for your investment activities. We also provide you with information about Kinetic Financial.

We use SSL encryption by VeriSign® for the Kinetic Financial Web Site that provides you access to your subscriber information. SSL encryption is the industry standard for secure data transfer software to ensure that the data you transmit or that is transmitted to you through the Internet is protected against unauthorized access. In addition, we use Authorize.NET to process credit card transactions on the Kinetic Financial Web Site. We do not maintain credit card information on the Kinetic Financial Web Site; such information is maintained at Authorize.NET.

Generally, we do not use cookies on public portion of the Kinetic Financial Web Site. However, the portion of the Web Site that gives you access to paid subscription services and your Kinetic Financial account information does use cookies to facilitate your subsequent use of the Web Site. A cookie is a text file that is placed on your hard drive by a Web Site.  Cookies cannot be used to run programs on your computer or to introduce viruses to your computer.  Cookies are specifically assigned to you and cannot be read by a Web server other than a server at the company that places the cookie on your computer. You may decline to accept cookies. However, without cookies, you may not be able to fully utilize the subscription-based portion of the Kinetic Financial Web Site.

Lets you know how we use the information you provide us.
Your personal information is maintained by Kinetic Financial to provide you with the services you have requested.

  • The general public: We do not collect information on those who just visit a Kinetic Financial Web Site, other than determining how users reached our site.  However, we may collect nonpublic personal information about you if you request more information about Kinetic Financial and its services or sign up for an account.  For example, we may ask your name, address, email address, and telephone number.

  • For subscribers:

    • We do not share your personal nonpublic information with third parties. We may share information with affiliates or our services providers, but only to the extent necessary to provide your Kinetic Financial subscription services or to operate the Web Site, and as required by law, such as to federal and state law enforcement agencies. For example, as disclosed above, we use Authorize.NET to process credit card transactions. We may disclose information to our accountants or lawyers who provide services to us. Other than these types of exceptions, we do not share your private information with anyone.

    • We use the information you enter online to manage your subscription and access to our Web Site.

We never sell your name or other personal information to third parties.

Gives you an opportunity to have us correct your personal information.
When using any Kinetic Financial online services, should you come across any inaccurate information about you or your account, you should contact us immediately so that we can correct the information. You may either write to us, including using email, or you may call Kinetic Financial. (See Kinetic Financial contact information below.)

What personally identifiable information of mine is collected?
Kinetic Financial collects various types of personally identifiable information, depending upon the individual's relationship with us. For example:

  • For a prospective subscriber, we may collect information about you in order to respond to your inquiries about our services.

  • As a subscriber, we maintain the information we receive from you in order to set up your online access to our Web Site, such as your name, address, email address, and billing information.

  • We may also collect nonpublic personal information when you inquire about your account or make other inquiries by mail, email, or telephone.

Who is collecting my information?
You can be assured that Kinetic Financial is the only one collecting your personal information through this Web Site.  We do not have affiliates who have access to our Web Site.

With whom is my information shared?
Kinetic Financial will not reveal any of your personal information to others unless we have authorization from you, it is required to provide services to you, or we are required to do so by law.

Kinetic Financial will send personally identifiable information about you to other companies or people when:

  • We have your consent to share the information. We would need to adopt an "opt out" or an "opt in" procedure to obtain your consent.

  • We need to share your information to provide the services you have requested.

  • We need to send the information to companies that work on behalf of Kinetic Financial to provide the services you have requested. (Unless we tell you differently, these companies do not have any right to use this personal information beyond what is necessary to assist us.)

  • We are required by law to disclose your information.

What if there are changes in the use of my personal information?
If we are going to use your personal information in a manner different from that stated at the time of collection, we will notify you. You will have a choice as to whether or not we use your information in a different manner.

What if I'm no longer a subscriber of Kinetic Financial?
If you decide at some point to terminate your subscription with us, we will continue to adhere to the privacy procedures described in this notice for the information we have already collected about you.

Children Online
Because of the financial nature of our business, Kinetic Financial Web Site is not designed to appeal to children under the age of 13. Therefore, we do not knowingly attempt to solicit or receive information from children.

How to Contact Us with Questions
For all questions related to the Kinetic Financial Web Site, subscription services, or this online Privacy Policy, please contact Dev Gupta at 415-518-6699 or by email at dev@kineticfinancial.com.

Last modified: October 10, 2006
© 2006 Kinetic Financial, Inc. All Rights Reserved.

 

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